Помогите пожалуйста с сослагательными наклонениями.

1. Nobody will understand if you...what you say.
- won't explain
-will not explain
- don't explain
- haven't explained
2. If I were you, I.. a contract with this company
- will not sigh
- would not sigh
- would not have signed
- will not have signed
3. If she...the windows, she wouldn't have had to pay for a new one
- haven't broken
- didn't break
- hadn't broken
- would break
4. If incomes are rising, the demand for goods and services…
- have increased
- would increase
- increase
- will increase
5. We…a party if Robert passes his driving test
-won’t have
-will have
- would have
- have
6. If I lived in France, I… French well
- spoke
-would speak
-will speak
-had spoken
7. I… John your message if I see him today
-would have
-would have given
-give
-will give
8. They…any money if their cousin hadn’t lent them some
-would have
-haven’t had
- wouldn’t have had
-didn’t have
9. They will be angry if we…for them
-don’t wait
-have waited
-will wait
-won’t wait
10. I would go there if I…enough money
-would have
-had
-have
-should have
11. If the consultant…more careful research, he would have identified the gap in the
-had done
-have done
-will do
-did
12. If he had come two minutes later, we… the plane
- would have missed
-had missed
-will miss
-would miss
13. I would buy that bag if it… cheaper
-will be
-would be
-were
-had been
14. If I…you, I would never give up
-were
-am
-have been
-had been
15. If wages rise, unemployment
-increassed
-increase
-would increase
-will increase
16.If you win that completition, you…rich
-had been
-would be
-will be
-would have been
17. If we..the equipment we would have become more cometitive
- will instailed
-had instailed
-would instailed
-have instailed
18. If it…cold, they wouldn’t have lit the fire
-were not
-would be
-hadn’t been
-was
19.If the government…the tax incentive scheme, we would have faced serious financial difficulties
- didn’t introduce
-wouldn’t introduce
-hadn’t introduce
-won’t introduce
20. We would have to reduce out workforce if the bank..to extend out credit
- will refuse
-had refuse
-refused
-would have refused